Wednesday, December 25, 2019

One of the Most Incredibly Neglected Systems for Essay Writing about Myself

One of the Most Incredibly Neglected Systems for Essay Writing about Myself Work is crucial, so find what you enjoy. Coding provides someone with a large number of abilities that non-coders do not possess. Writing may be frustrating and a tedious task whenever you're already facing a good deal of trouble with different subjects. You don't have a thing to lose. It's normal to forget how far you've come in life. According to him, writing a great paper is similar to learning how to ride a bicycle since there is very little help an outsider can give except for the fundamentals but when the individual learns the best way to do it, it turns into a joyful habit. Everyone becomes discouraged from time to time at first. When you are requested to compose an essay, attempt to locate some samples (models) of similar writing and learn how to observe the craft of the writer. There's numerous elements an essay should have. The next thing you ought to do is to compose a great lead sentence for your topic. Aside from the names mentioned here, you may also take assistance from Grammarly and Turnitin plagiarism checker. Actually, prior to making an order you may secure a price quote on your essay. It is better to mention your references at the close of the essay so that readers can check precisely the same information should they have any concerns concerning the particulars. Safety and anonymity When you purchase an essay from us, you don't need to be concerned about your privacy. Absolutely free amendments As the ideal essay writing service, we would like you to feel absolutely happy about your purchase. What to Expect From Essay Writing about Myself? Essay assignments are short parts of academic writing that are supposed to analyze, discuss or describe one particular topic. To compose an impressive short essay, especially during an examination, you have to be in a position to hit the question and supply a straightforward answer while at the very same time observing the most suitable structure of an essay. The thesis statement ought to be strongly associated with the essay. It should prove what you want to discuss in the essay. Students are requested to explain, comment on, or assess a subject of study in the shape of an essay. Today, they find tough to write an essay. In the example of an essay, they can find out what to look for in a high-quality essay paper which may as well include its originality, the ability to stay in topic and the writer's ability to go straight to the point. If you would like to compose a superior non-fictional essay, it should be chock-full of vivid particulars and myself images and senses. Bio notes don't need to be cold. At least one time per page, you want to have some thread that writer us back to the most important theme or focus of the essay you're writing. You will discover a selection of essay examples online along with on the page of academic writers. There is a particular ingenuity to the structure of example essays, because of the clarity and brevity of the info which you want to present. There are all sorts of example essays. An analysis essay is a type of persuasive essay. A financial essay can begin with a thesis, or it may begin with a theme. What's more, we guarantee your upcoming paper is going to be carried out in compliance with the greatest academic standards, so be certain that applying for our help, you make the ideal option. Intense research is completed, and the essay is going to be accomplished by professionals who've been in operation for quite a long time. You can depend on the ideal essay help online. Other services provided by academic portals The papers are delivered punctually. The Do's and Don'ts of Essay Writing about Myself Essays are an essential part of a student's work in both higher school and college. You should compose lots of essays while in school. In conclusion, it looks like assignmen t essays continue to get a prominent part in tertiary education as an assessment tool. Your college application essay is an essential component in the collegiate admissions decision.

Tuesday, December 17, 2019

The Pros And Cons Of Raising The Minimum Wage - 993 Words

Although it is not a new topic in America, the decision to raise the minimum wage continues to be controversial, especially in the political realm. The political parties still move to block the opposing party from successfully implanting their ideals, causing either nothing to be accomplished or the situation to worsen. Research shows that raising the minimum wage a reasonable amount would lessen the gap between the rich and the poor, continue to fulfill its original purpose of protecting workers and keeping the economy in a healthy state, and contain more advantages with a minute influence on employment rates. The increasing gap between the upper and lower classes has been a concern for years but is now receiving more attention because†¦show more content†¦By raising the minimum wage even a few dollars would help lessen the gap and hinder its augmenting trend, according to both Hanauer and the Editorial Board. When the minimum wage was originally implicated, it had an exac t purpose: to protect the workers, assuring that the economy would operate well. â€Å"The minimum wage is a fundamental labor standard designed to protect workers, just as child labor laws and overtime pay rules do,† explains the Editorial Board. â€Å"Properly set and enforced, these standards check exploitation, pollution and speculation,† so that low wage workers are protected from those who would attempt to take advantage of them (the Editorial Board). However, the minimum wage cannot effectuate its purpose when it is too low. By looking at how the increase of labor production from the previous few decades compares to the relative stagnancy of the minimum wage, it is clear that the distance between the two is constantly augmenting. As reported by Rex Huppke, a columnist for the Chicago Tribune, the â€Å"current federal minimum wage, which hasn’t been raised since 2009, seems unreasonably low† (148). He expresses concern for those who live in povert y but still recognizes the complexity of the issue. Hal Hodson, the technology correspondent for the Economist, describes how government opportunitiesShow MoreRelatedPros And Cons Of Raising The Minimum Wage1908 Words   |  8 PagesTai K. Lamar Jennifer Chicosky ENG-111-IN1 07/21/17 Raising the Minimum Wage from $7.25 Can you live off $7.25 an hour? Would you be able to pay all your bills, and have plenty of money left over for food, as well as personal pleasures? Imagine your salary was cut down to a forty-hour work week at the minimum wage salary in your state. Can you save money while on a minimum wage hourly salary? These same questions are on the minds of many Americans that are currently facing these struggles every timeRead MorePros and Cons of Raising a Minimum Wage Essay1126 Words   |  5 PagesMinimum Wage A minimum wage is the lowest hourly wage that employers have to compensate the workers for their service. Currently the federal minimum wage is $7.25 per hour. However, many states also have their own minimum wage laws. In those instances, the employee is entitled to the higher of the two minimum wages. In this paper we will discuss the brief history of the minimum wage law and its current legislation. We will also analyze the pros and cons of raising the minimum wage, and theRead MoreEssay on Pros and Cons of Raising the Minimum Wage1156 Words   |  5 PagesPros and Cons of Raising the Minimum Wage When you picture a minimum wage worker, who do you picture? Do you see a sixteen year old, a middle-aged mother, a college graduate, or even a senior citizen worker? In September of 2013, California governor Jerry Brown signed a new bill into act that would cause the California minimum wage to rise from the current $8.00 and hour to $10.00 and hour in increments over the next three years. The minimum wage rate will go up in two separate $1.00 boosts.Read MorePros And Cons Of Raising The Minimum Wage1122 Words   |  5 PagesSince 2009, the federal minimum wage rate for employees has been $7.25 per hour. In retrospect, this is hardly enough pay to take care of one’s self-- let alone a family with children. If a person were to add up the average cost of living for one week and then compare it to the average amount of money earned in minimum wage for that week, it would be apparent that there is little to no extra money for emergency situations. Increasing the minimum wage has been a major controversial issue; DemocratsRead MoreU.s. Federal Minimum Wage Essay1162 Words   |  5 PagesFederal Minimum Wage is $7.25 per hour. In just two years from 2013, the demanded from advocates for raising minimum wage rose from $9 to $15. However, raising the minimum wage is more complex than simply raising the number of federal standard of pay for employees. Relative control groups and other market activities play a part in the outcome of the minimum wage. For example, one instance of market activity was observers said that raising the minimum wage did not hurt individuals; however, wages wereRead MoreEffects of Increasing Minimum Wage794 Words   |  3 Pagesa federal minimum wage is a good one. The idea is to protect low and unskilled workers and allow workers to earn a living wage. The recent debate on the floor, though, is whether or not to raise the minimum wage from the current $7.25 per hour up to $10.10. President Barack Obama made this proposal during his an nual State of the Union Address, and after this there were many hot debates about it. The debates focused not only on the pro side and the con side of increasing the minimum wage, but alsoRead MoreMinimum Wage And The Wage1573 Words   |  7 Pages What is minimum wage? It is the lowest amount that employers must pay their workers per hour of their labor, legally prescribed by federal government. According to Bureau of Labor Statics, United States Department of Labor, minimum wage was first introduced in United States by President Franklin Delano Roosevelt in 1938 called Fair Labor Standard Act (FLSA). The initial minimum wage was set to $0.25 per hour in 1938 (Grossman). The minimum wage was increased twenty-two times from 1938 to 2009. AtRead MorePersuasive Essay Outline :Minimum Wage964 Words   |  4 Pages Persuasive Essay Outline :Minimum Wage 1 Intro - I want you to think about your very first job .Were you a Bellhop ,cashier ,bartender ,cooks(fast food ),lifeguard, .Now how about your second job were you a airport worker or child care worker.About how much were youRead MoreBenefits Of Working For Minimum Wage907 Words   |  4 Pagestheir employe’s hourly wages based on a minimum wage. Today in America we have many hard workers who are working for minimum wage which consists of $7.25 per hour. There is some businesses that believe all employees should be paid at minimum wage while other businesses pay well over minimum wage. Skills, attitude, responsibility and work ethic all affect how employers base employees hourly wage. When looking at the economy the government should not increase mnimum wages, there are many factorsRead MoreRaising The Minimum Wage? Essay1217 Words   |  5 PagesThe minimum wage is one of the most discussed issues around the country. Everyone has a different opinion if raising the minimum wage would help families across the country to have a better lifestyle or if would cause an unbalance in the economy. Democrats and Republicans have a different view on this issue, while Democrats supports raising the minimum wage by $15 an hour, Republicans have stated that they refuse increasing the wage because it would leave different factions of Americans outside of

Monday, December 9, 2019

Check 21

Check 21-The Float has sunk Essay Check 21 / CCAF ActThe Float has sunkCheck 21 and the ConsumerChecking Account Fairness (CCAF) Act The Float Has SunkNear the end of 2004, the Check Clearing for the 21st Century Act (Check 21) went into effect, bringing with it mixed opinions on what consumers and bankers alike could expect. The now law dealt with the exchange of digitized checks opposed to physical checks, and decreased processing time drastically. The belief among many circles was that checks would begin to bounce en masse, and that the consumer would be impacted in a drastic way. This paper touches on the underlying subject of the float as well as subsequent legislation entitled the Consumer Checking Account Fairness Act (CCAF) that addresses imperfections in Check 21. We will offer information on both acts and show how we as the consumer can expect to be affected. The FloatVentureline. com defines the term float as being the time between the deposit of checks in a bank and when the amount is truly accessible (2005). This term, although unfamiliar to some, represents a time honored practice that virtually everyone, of any age, has become familiar with. With respect to our personal finances, a float is used to buy the consumer time before funds must be withdrawn from an account. It is advantageous to use from the standpoint of cash flow, as funds might not be available immediately to cover a check, but are expected. This gives the consumer a small amount of leeway in writing checks, as the float may afford the consumer several days before they must cover a check. In a business setting, things are a bit different. There are still advantages that can be realized from a cash flow standpoint, however the float is more of a tool than a resource for the business, and corporate use of the float has revolved more around profit than prevention. In every business, or household for that matter, there will always be two separate balances for cash. The first refers to the actual recorded amount on the corporate books, while the second is represented by the balance that the bank shows. The difference between these figures, or the float, means that a business can take advantage of short term cash to use for other means. For example, if a company writes $1,000 worth of checks to vendors and receives $1,000 from customers, there would be no difference in what the corporate books show as operating cash available. However, consider another possible scenario. If the full $1,000 from customers clears the host bank while only $600 of payables checks run the clearing cycle, there is a temporary, short term amount of cash that is available to the firm. In some instances, the float can enable companies to benefit from short term loans with no interest consequence. In their text entitled Foundations of Financial Management, Block Hirt state that Some companies actually operate with a negative cash balance on the corporate books, knowing float will carry them through at the bank. Our example above illustrates this fact, and the float makes it possible to write $1,400 of checks against income of $1,000 and benefit from what is, in essence, a short term loan. Reality Check 21In late 2004, Congress enacted the Check Clearing for the 21st Century Act (Check 21). The act took technology to the forefront of banking and eliminated one, time consuming step in the check cashing process-the need for the physical check to change hands. The law permits the use of substitute checks to facilitate the clearing process, and as a result, clearing times would be substantially decreased. One could obviously see how this technology could jeopardize the use of float both personally and commercially. .ue410a9330c3287d06b8955302a75768a , .ue410a9330c3287d06b8955302a75768a .postImageUrl , .ue410a9330c3287d06b8955302a75768a .centered-text-area { min-height: 80px; position: relative; } .ue410a9330c3287d06b8955302a75768a , .ue410a9330c3287d06b8955302a75768a:hover , .ue410a9330c3287d06b8955302a75768a:visited , .ue410a9330c3287d06b8955302a75768a:active { border:0!important; } .ue410a9330c3287d06b8955302a75768a .clearfix:after { content: ""; display: table; clear: both; } .ue410a9330c3287d06b8955302a75768a { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ue410a9330c3287d06b8955302a75768a:active , .ue410a9330c3287d06b8955302a75768a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ue410a9330c3287d06b8955302a75768a .centered-text-area { width: 100%; position: relative ; } .ue410a9330c3287d06b8955302a75768a .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ue410a9330c3287d06b8955302a75768a .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ue410a9330c3287d06b8955302a75768a .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ue410a9330c3287d06b8955302a75768a:hover .ctaButton { background-color: #34495E!important; } .ue410a9330c3287d06b8955302a75768a .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ue410a9330c3287d06b8955302a75768a .ue410a9330c3287d06b8955302a75768a-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ue410a9330c3287d06b8955302a75768a:after { content: ""; display: block; clear: both; } READ: Summary of 1984 essay This new technology would enable banks to eliminate the time it takes to clear checks and potentially eliminate float altogether. However, in her article entitled Still Got Float, author Karen Bankston suggests that there is still hope. Addressing the issue of whether we have seen the last of float, Bankston states that for many institutions the return for quicker check clearance-except for those checks of high amounts-does not justify the current, relatively high cost of converting them (estimated at 5 to 7 cents per check) to an electronic image (Jan 2005). This fact suggests that full conversion is still a matter of time. Michael Sisk, author of Shifting Gears agrees with this estimate on cost and implementation, and believes that in the infancy stages of implementation, the largest banks will have the resources to jump in headfirst. Following this, will be the ones hoping to learn from mistakes made by the initial wave, and finally the rest of the industry (Sisk, 2005). One drawback in the progression of this theory is that there are competitive reasons to be a leader in this realm; specifically, cost advantages can be passed onto corporate clients and bundled into cash management packages (Sisk 2005). CCAFIn response to Check 21, and the potential death of float, New York Rep. Carolyn B. Maloney, a member of the House Financial Services Committee, has sponsored H.R 5410, the Consumer Checking Account Fairness Act, or CCAF. This legislation was proposed to redress imbalances between the speed of withdrawals under Check 21 and the slower speed of crediting deposits (Schneider, 2005). In other words, there is apparently life left in float, only not the way the check writer would hope. Banks are still able, and willing to hold certain deposits made by consumers and businesses alike, taking advantage of float interest. Allowing this to happen, would only become more problematic for consumers as Check 21 gains momentum. With reduced clearing times and check holding procedures remaining at the status quo, the float advantage shifts to one side only, and left holding the overdraft fee is the bank member or business. To combat this, the aforementioned legislation is seeking to address hold times, as well as other issues involving deposits such as ATM deposit availability, and credit v. debit priority. In response to this, Ivan Schneider, in his article entitled The Flap Over The Float, suggests that Check 21 is not to blame, stating it (CCAF) explicitly makes a connection between Check 21 and hold times, even though the two are unrelated (Schneider, 2005). In other words, the new law simply eliminates the formality of a piece of paper (2005) and was not penned to do away with float for the consumer. Summary In the opening paragraph, we defined float according to financial standards. One definition we are probably more accustomed to is Websters, n- something that floats in or on the surface of a fluid (Websters). This could refer to a device that helps us keep our heads above water. Ironically, our financial definition could serve as a figurative equivalent. However, float, as we have known it, is on life support. Check 21 may not have been designed for the purpose of eliminating float time, but it most certainly has achieved this as a by-product. It remains a mystery as to how much longer it will be before banks are able to spend the money to fully integrate with what has come to be known as IRDs, or image replacement documents. So in the meantime, depending upon whom you bank with, or the size of the check you write, may dictate whether or not your documents are electronically sent. One thing that is certain, the advantage has now swung in the direction of the banking center, and only time will tell whether or not there will be relief under CCAF.ReferencesBankston, Karen, Still Got Float, Credit Union Management; Jan2005Sisk, Michael, Its Time for a Reality Check on Check 21, Bank TechnologyNews; Jan2005Retrieved Apr 25, 2005 from www.ventureline.com/glossarySchneider, Ivan, Cut the Fee or Wait and See?, Bank Systems Technology,2005, CMP media LLC. .u11af55a7064850e9c6bef791ab55a69e , .u11af55a7064850e9c6bef791ab55a69e .postImageUrl , .u11af55a7064850e9c6bef791ab55a69e .centered-text-area { min-height: 80px; position: relative; } .u11af55a7064850e9c6bef791ab55a69e , .u11af55a7064850e9c6bef791ab55a69e:hover , .u11af55a7064850e9c6bef791ab55a69e:visited , .u11af55a7064850e9c6bef791ab55a69e:active { border:0!important; } .u11af55a7064850e9c6bef791ab55a69e .clearfix:after { content: ""; display: table; clear: both; } .u11af55a7064850e9c6bef791ab55a69e { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u11af55a7064850e9c6bef791ab55a69e:active , .u11af55a7064850e9c6bef791ab55a69e:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u11af55a7064850e9c6bef791ab55a69e .centered-text-area { width: 100%; position: relative ; } .u11af55a7064850e9c6bef791ab55a69e .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u11af55a7064850e9c6bef791ab55a69e .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u11af55a7064850e9c6bef791ab55a69e .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u11af55a7064850e9c6bef791ab55a69e:hover .ctaButton { background-color: #34495E!important; } .u11af55a7064850e9c6bef791ab55a69e .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u11af55a7064850e9c6bef791ab55a69e .u11af55a7064850e9c6bef791ab55a69e-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u11af55a7064850e9c6bef791ab55a69e:after { content: ""; display: block; clear: both; } READ: University of Florida Volleyball Essay Retrieved April 26, 2005 from: www.banktech.comSchneider, Ivan, The Flap Over The Float, Bank Systems Technology, 2005,CMP media LLC. Retrieved April 26, 2005 from: www.banktech.com

Sunday, December 1, 2019

People Up Stairs Essays - Consequentialism, , Term Papers

People Up Stairs From: Hassan Nasim Janjua That life is not fair is a common complaint that we all know is frequently heard. Consider a situation that seems grossly unjust. Explain the reasons and propose a solution for the situation you describe. Life is something which God has given us, in this fast world every person has its own life and some of them are enjoying; some of them are not enjoying. We all know that it's a common complaint that life is not fair. Yes, sometime life is not fair but sometime it is fair. It all depends upon the situation. If a person is in good and fair situation and every thing in his life is happening positively he will definitely say that life is very fair with me and I am enjoying my self. On the other hand there is a person who is very poor and he can not afford a good house, food and stylish cloths for himself and his family. He will say that the life is not fair with me and I am upset with my living. So there are a lot of reason for this common complaint; that life is not fair. I have an other example of life that if a person gets into the situation, in which he is completely innocent, but at last he was hanged. So from this we can say that life is unfair with him. Life depends upon situation, reasons, thoughts and other relation in the world. World is the place where everybody in living, but everybody in this world has its own culture, own standard of living, own ideas and values. Talking about the world there are some countries which are very poor lets take the example of Pakistan. In Pakistan a pay of normal person is RS. 5000 per month which is equal to $90 US dollars. So there is question that he is enjoying himself or not. What I think is he is not enjoying. On the other hand there is person who is getting $5000, he is enjoying because it is enough for his living. So the point I want to clear is that fairness of life depend where you stand. God has given us life now it depend on us that we want to make life fair or unfair. If your life is not fair here go to other place, try to work hard. . Try to win the race of the world. I know it is not easy to jump in a moving train but we should try. There was a man in a village. He was a very good farmer, and he used to work very hard to earn his living. He was very happy with himself and his way of living. He had two daughters and a wife. All of them were enjoying their life. But was a person who was gangster of the village he was bad guy. He spend more than three years in jail. He fall in love with one of the daughter of the farmer. Farmer was very upset with situation of life. He did not want her daughter to marry him as he was a bad person. At last he went to the police and asked them to arrest the bad guy but police was afraid of him. They can't, so when bad guy came to know that the farmer went to the police. He put farmer in such situation that farmer was arrested and thrown in the prison. Bad guy raped his daughter. And when the farmer came out of the jail, everything was out of his hands. Creative Writing